XIRR Calculator

Calculate expected returns for irregular cash flows (mutual funds).

XIRR (Extended Internal Rate of Return) calculates the true annualized return of your investments, accounting for the exact timing of each deposit and withdrawal. It's more accurate than CAGR for SIPs and irregular investments.

Transactions

Enter investments as negative values (outflow) and current value/redemptions as positive values (inflow).

Result

XIRR (Annualized Return)
-%
Total Invested -
Current Value -
Absolute Profit -

What is XIRR?

XIRR (Extended Internal Rate of Return) is the most accurate method to calculate returns on investments where there are multiple transactions at different times, such as SIPs or mutual funds with irregular deposits/withdrawals. Unlike CAGR, which only looks at start and end values, XIRR accounts for the timing of every single cash flow.

Why use XIRR?

  • Accurate for SIPs (Systematic Investment Plans).
  • Handles multiple buy/sell transactions.
  • Accounts for time value of money.