SSY Calculator

Sukanya Samriddhi Yojana Maturity Estimator

⚠️ Important Legal Notice
  • Interest Rate: SSY interest rate is set by the Government of India and revised quarterly. The rate shown may not reflect current rates.
  • Eligibility: SSY is only for girl children below 10 years of age. Verify eligibility criteria before investing.
  • Not Financial Advice: This calculator is for educational purposes only and does not constitute investment advice.
Verify current rates at your nearest post office or authorized bank. Consult a qualified financial advisor.
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Rate is fixed by Govt.

Maturity Amount (Tax Free)
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Total Investment -
Total Interest Earned -
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👧 For Your Daughter

SSY offers 8.2% tax-free returns - highest among government schemes. Invest up to ₹1.5L/year for 15 years.

Investment vs Interest

What is Sukanya Samriddhi Yojana (SSY)?

SSY is a government-backed savings scheme for the girl child. It offers one of the highest tax-free interest rates (currently 8.2%) and falls under the EEE (Exempt-Exempt-Exempt) tax category.

Key Rules

  • Eligibility: Girl child below 10 years of age.
  • Deposit Period: 15 years from account opening.
  • Maturity: 21 years from account opening.
  • Max Deposit: ₹1.5 Lakh per financial year.