🔬 Portfolio X-Ray
Deep analysis of your mutual fund portfolio - sector concentration, overlaps, and more
💡 Privacy Note: All analysis happens in your browser. No data is sent
anywhere.
Understanding Your Portfolio
Most investors have multiple mutual funds but don't realize how much overlap exists between them. Having 5 large-cap funds doesn't mean diversification—you might be holding the same 20 stocks across all of them while paying 5x the expense ratio.
What This Tool Analyzes
- Sector Concentration: Are you overexposed to Banking, IT, or any single sector?
- Market Cap Split: What's your Large/Mid/Small cap distribution?
- Stock Overlap: Which stocks appear in multiple funds?
- Expense Ratio Drag: How much wealth are you losing to fund expenses?
Healthy Portfolio Guidelines
- Sector Limit: No single sector should exceed 30% of portfolio
- Fund Count: 3-5 funds is usually optimal
- Expense Ratio: Keep weighted average below 0.5% for long-term wealth
- Overlap: If 2+ funds share 50%+ holdings, consider consolidating